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The Department of Banking and Insurance (“Department”) intends to propose regulations to implement the Out-Of-Network Consumer Protection, Transparency, Cost Containment and Accountability Act, P.L. 2018, c. 32 (N.J.S.A. 26:2SS-1 to -20, “the Act”) in the near future.  Due to the short time until the effective date of the Act, the Department intends to issue a Bulletin to provide guidance to carriers as defined in the Act and other interested parties to assist them in meeting their obligations under the Act pending the adoption of rules.  Accordingly, the Department is providing this advance notice to interested parties and is seeking your feedback concerning the implementation of the Act as described in the attached synopsis.

Please pass along your feedback to myself at If you would like to submit feedback concerning the proposed guidance as set forth in the attached synopsis, you may e-mail it directly to by September 4, 2018. The Department will consider comments received by that date and may make changes deemed appropriate based on the information received.

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