Skip to main content

NJBIA members are continuing to enjoy participation in a group health benefits plan through its partnership with Association Member Trust (AMT). 

And the opportunity is still ripe for other members, even sole proprietors, to join the plan. 

“We’re now approaching our fourth year with AMT, with members enjoying very competitively-priced benefits that offer tremendous flexibility in terms of plans available,” said NJBIA Chief Business Relations Officer Wayne Staub. 

“The strength of the AMT program is second-to-none in the state and, in these challenging times for business, it’s always a good time to remind our members or future members that these group health benefits plans are available and are here to stay.” 

The health benefits programknown as a MEWA, or Multiple Employer Welfare Arrangement, is registered through the state Department of Banking and Insurance. 

About 2,253 employers participate in the AMT program, which is the oldest of its kind in the state. The largest employer has more than 1,000 employees, but the very smallest companies and even sole proprietors continue to participate with great peace of mind, Staub said. 

AMT can work with any size company,” Staub said. “That runs all the way down to those with a couple of employee lives, and we compete very, very well with the standard small employer products that are available in the conventional insured market.” 

AMT offers a full range of PPOs, HMOs, EPOs and Direct Access plans as well as Health Savings Accounts (HSAs). Dental coverage and life insurance benefits are also available. Healthcare coverage is provided through Horizon Blue Cross Blue Shield of New Jersey and Delta Dental.  

AMT can give most small businesses a quote on the spot through NJBIA’s website here.  For larger companies, AMT must analyze their needs first and provide them with the best options. 

“NJBIA offers so many products and services that it’s sometimes worth reminding folks how much employers and their employees are benefitting from these self-funded health plans,” Staub said. “AMT plans also pay dividends because its expenses are controlled.  

“What’s better than the notion of having employees covered by quality health care plans and then possibly getting money back at the end of the year? It’s a win-win.” 

To learn more, click here.