ATTOM, a leading curator of land, property data, and real estate analytics, on Thursday released its Year-End 2025 U.S. Foreclosure Market Report, which shows that New Jersey had the sixth highest foreclosure rate in the nation last year.
The Year-End 2025 U.S. Foreclosure Market Report shows foreclosure filings, default notices, scheduled auctions and bank repossessions were reported on 367,460 U.S. properties in 2025, up 14% from 2024 but down 25% from 2019, before pandemic-related disruptions altered housing market dynamics.
Those 367,460 U.S. properties with foreclosure filings in 2025 represented 0.26% of all U.S. housing units, up slightly from 0.23% in 2024 and down from 0.36% in 2019.
"Foreclosure activity increased in 2025, reflecting a continued normalization of the housing market following several years of historically low levels," said Rob Barber, CEO at ATTOM.
"While filings, starts, and repossessions all rose compared to 2024, foreclosure activity remains well below pre-pandemic norms and a fraction of what we saw during the last housing crisis,” he said.
The report notes that foreclosure filings in 2025 were down 87% from a peak of nearly 2.9 million in 2010, affecting 2.23% of all properties that year.
States with the worst foreclosure rate in 2025 were:
- Florida (1 in every 230 housing units with a foreclosure filing)
- Delaware (1 in every 240 housing units)
- South Carolina (1 in every 242 housing units)
- Illinois (1 in every 248 housing units)
- Nevada (1 in every 248 housing units)
- New Jersey (1 in every 273 housing units)
- Indiana (1 in every 302 housing units)
- Ohio (1 in every 307 housing units)
- Texas (1 in every 319 housing units)
- Maryland (1 in every 326 housing units)
Among 225 metropolitan statistical areas with a population of at least 200,000, those with the worst foreclosure rates in 2025 were Lakeland, Florida (1 in every 145 housing units with a foreclosure filing); Columbia, South Carolina (1 in every 165 housing units); Cleveland, Ohio (1 in every 187 housing units); Cape Coral, Florida, (1 in every 189 housing units); and Atlantic City, New Jersey (1 in every 192 housing units).
