Life insurance was available to 57% of private industry workers in March 2022, the U.S. Bureau of Labor Statistics reported last week. Among occupational groups, access to life insurance plans ranged from 27% of workers in service occupations to 79% in management, professional, and related occupations.
Forty-three percent of private industry workers had access to short-term disability insurance. These benefits were available to 34% of workers in the South census region and 67% of workers in the Northeast census region.
Thirty-five percent of private industry workers had access to long-term disability insurance. Among industry groups, access to long-term disability insurance ranged from 4% of workers in the leisure and hospitality industry to 71% of workers in the information industry.
Among state and local government employees, 83% of workers had access to life insurance, 27% had access to short-term disability insurance and 39% had access to long-term disability insurance.
Wellness programs were available to 43% of private workers. At establishments with 500 or more employees, employee assistance programs were available to 84% of workers. Access to childcare ranged from 5% for establishments that employ less than 50 workers to 28% for establishments that employ 500 or more workers.
Access to nonproduction bonuses was available to 37% of state and local government workers and ranged from 15% of workers in the Mountain division to 61% in the New England division. Four percent of private workers had access to student loan repayment benefits. Workers in the highest 10% wage category had an access rate of 9% and workers in the lowest 10% had an access rate of 1%. Seven percent of civilian workers in management, professional, and related occupations had access to student loan repayment benefits.
Civilian workers
- Access to healthcare benefits was available to 74% of workers, and 57% of workers participated in the benefit, resulting in a take-up rate of 78%.
- End-of-year bonuses were available to 11% of workers. Among establishments with less than 100 workers, 14% had access to end-of-year bonuses and 7% of workers in establishments with 100 or more workers had access.
- Employee assistance programs were available to 72% of workers in the educational services industry and 63% of workers in the health care and social assistance industry.
Private industry workers
- Access to medical care was available to 70% of workers. Among goods-producing industries, medical care was available to 75% of workers in the construction sector and 90% of workers in the manufacturing sector.
- Access to flexible work schedules was available to 16% of nonunion workers and 4% of union
- Access to wellness programs was available to 68% of workers in the highest 10% wage category and 18% of workers in the lowest 10% wage category.
State and local government workers
- Among census divisions, long-term disability was available to 15% of workers in the West South Central division and 63% of workers in the East North Central division.
- Access to medical care benefits was available to 89% of workers. Ninety-nine percent of full-time workers had access and 24% of part-time workers had access.
- Employee contributions for short-term disability were required for 12% of workers, including 19% of workers in service occupations and 7% of workers in natural resources, construction, and maintenance occupations.
Employee Benefits in the United States Technical Note
Table 1. Retirement benefits: Access, participation, and take-up rates
Table 2. Medical care benefits: Access, participation, and take-up rates
Table 3. Medical plans: Share of premiums paid by employer and employee for single coverage
Table 4. Medical plans: Share of premiums paid by employer and employee for family coverage
Table 5. Life insurance benefits: Access, participation, and take-up rates
Table 6. Selected paid leave benefits: Access
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