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In Partnership With
Association Member Trust
Focus NJ
NJBIA HR Support Center
New Jersey Business Magazine
Virtual Meeting December 12 12:00 pm - 1:00 pm Free Paradigm Marketing and Design Email Website Registration

The Business Growth Roundtable Presents:

Experts place the odds of a recession at 59 percent, indicating a roughly 3-in-5 chance of an economic downturn. This suggests the possibility of job loss, slower business growth, and a more challenging stock market in the near future.

While there is consensus on the likelihood of a recession, economists generally agree that the projected recession is unlikely to be as severe as previous crises, such as the coronavirus pandemic and the Great Recession. These earlier downturns led to double-digit levels of unemployment, indicating that the upcoming recession may have a less severe impact on employment.

But what does this mean for your business? What can you expect in the coming months and how can you position yourself?

Join us for the next Business Growth Roundtable where we have gathered economic thought leaders and policy makers to share their insight on our current economic volatility and what we can expect in the coming months.

This webinar is ideal for:
• Business owners and leaders
• Business development professionals
• Marketing professionals
• Sales professionals

Our Featured Speakers

Kyle Sullender Kyle Sullender Director of Economic Policy Research, NJBIA & Executive Director, Focus NJ

Kyle Sullender is Director of Economic Policy Research for the New Jersey Business & Industry Association (NJBIA), the nation’s largest state-level business association whose member companies collectively employ 1 million people.

Sullender also serves as the Executive Director of Focus NJ, an independent research nonprofit conducting timely, innovative, nonpartisan economic and workforce research to support sound public policy in New Jersey.

Prior to joining NJBIA, Sullender supported the Camden County Board of Commissioners, coordinating external affairs and media relations. Sullender earned his Master of Public Policy in 2019 from the Edward J. Bloustein School of Planning and Public Policy at Rutgers University – New Brunswick. He also graduated summa cum laude from Rowan University in 2017 with bachelor’s degrees in journalism and philosophy.

Sullender was a Class of 2019 Graduate Fellow at the Eagleton Institute of Politics, and is an active member of the Eagleton Alumni Committee.

Kim S. Luthy, CFP®, CDFA®, CFS, CLTC Kim S. Luthy, CFP®, CDFA®, CFS, CLTC Director of Wealth Planning, Synthesis Wealth Planning

For 35 years Kim has been blessed to walk with her clients, guiding them through life’s events and preparing them for the lifestyle they envision and deserve. For many of us, being understood is one of life’s greatest desires. As a walking testimonial to all the situations that can potentially derail your life, Kim knows all too well how important planning is. Kim has been in your shoes and witnessed firsthand the many challenges of life, giving her a unique perspective on the importance of financial planning.

As a young teen, Kim became acutely aware of the importance of planning when her parent’s divorce changed everything for her family. As one of five children, she took on the role of caring for her siblings. Kim learned then that had her mom been able to advocate for herself and for her siblings, her father would have provided more support. The thought of being financially independent became Kim’s driving motivation. Moving out at the age of 17, she took on three jobs to put herself through college. She became a mother when she adopted her cousin’s daughter and later, Kim married and gave birth to her own two sons, Zachary, and Aidan. During Zachary’s birth, there were complications, and she was on disability for 2 ½ years through the policy Kim put in place for herself. Monthly funds from that policy allowed her to continue to pay the bills and prepare for her own future and the future of her children. Were it not for the policy Kim funded more than 12 years prior, she would not have been able to fulfill her promises to her family.

As the Director of Wealth Planning with Synthesis Wealth Planning, Kim has dedicated herself to empowering clients to control their own destiny. A highly qualified professional with 35 years of experience, Kim has earned her Certified Financial Planner designation (CFP®). In addition to her CFP® designation, she earned the professional designation of Certified Fund Specialist (CFS), Certified in Long Term Care (CLTC), and is a registered representative holding her life, accident, health, and long-term care insurance licenses in multiple states. Kim also has her Certified Divorce Financial Analyst® designation. (CDFA) This enables her to provide financial information and assistance to people going through a divorce.

Kim’s experience has gifted her with a perspective many often miss. Planning for retirement, college, health care expenses, and more can help alleviate worry and give you peace of mind. Helping clients plan for these and other events is a blessing for Kim.

Anu Gaggar, CFA, FRM Anu Gaggar, CFA, FRM Vice President, Capital Markets Strategy Fidelity Investments

Anu Gaggar is a vice president, Capital Markets Strategy in FundsNetwork and FI Product at Fidelity Institutional®. Fidelity Institutional is a division of Fidelity Investments that offers investment insights, strategies, and solutions, as well as trading services to a wide range of wealth management firms and institutional investors. Fidelity Investments is a leading provider of investment management, retirement planning, portfolio guidance, brokerage, benefits outsourcing, and other financial products and services to institutions, financial intermediaries, and individuals. In this role, Ms. Gaggar is responsible for formulating and sharing Fidelity’s capital market views with Fidelity Institutional’s clients in the intermediary channel. Prior to assuming her current position, Ms. Gaggar was a global investment strategist with Commonwealth Financial Network, where she provided strategic and tactical views of economic and market analysis. She also has experience with manager due diligence, having led the selection, analysis, and monitoring of developed international and emerging market equity managers.

Prior to Commonwealth, Ms. Gaggar has worked in equity research, mergers & acquisitions, and government bonds trading. Ms. Gaggar earned her Master of Science degree in finance from Boston College. She is also a Certified Financial Analyst (CFA®), Certified Financial Risk Manager (FRM), and Certified Financial Planner (CFP®) and holds the Financial Industry Regulatory Authority (FINRA) Series 7 and 63 licenses.