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NJBIA Coronavirus Resources & Recovery

NJBIA continues to update our Coronavirus Resource & Recovery page as the impacts to New Jersey’s response to the health crisis evolves and as businesses begins to return to work.  NJBIA maintains regular communications with Gov. Murphy’s office, the Legislature and our state agencies to both help shape policy and provide you with information. Our goal is to feature timely one-stop connections to the most critical business-related links from state and federal departments and other important sources to help guide you during this unprecedented time.

We hope your business and employees will find the following resources helpful.

Read about NJBIA's advocacy efforts during this crisis.

If you would like to join our mailing list and receive Coronavirus Alerts and Updates, please signup here.


NJBIA Infographic: Economic Pain Points & Solutions to Reopening New Jersey


The New Jersey Business & Industry Association is a member-based organization and not affiliated with any government agency. We exist to advance the competitive excellence and financial success of our members.  If you have questions about the safe reopening of your business, please complete the following form.


Recovery Inquiry

  • This field is for validation purposes and should be left unchanged.

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New Jersey Business Coalition

The New Jersey Business Coalition is comprised of over 100 state-wide business associations advocating for the safe reopening of New Jersey’s business community by lending its voice and expertise to a successful economic recovery.

New Jersey’s recovery effort from the COVID-19 public health crisis is going to require a comprehensive and collaborative approach between government (state, county and local) and the business community. We are proposing a four-prong approach which focuses on the specific needs of various vertical sectors and geographic regions, recognizing that a one-size-fits-all approach may not be appropriate. It must evaluate the immediate, near-term and long-term needs, while also balancing budgetary needs and resources.

Recognizing that so much is still unknown, this framework is a dynamic document that will be updated as further information that could influence the reopening process becomes available.  

New Jersey Business Coalition Letters

New Jersey Business Coalition Articles


Coalition Partners:

African American Chamber of Commerce of New Jersey, Inc. 

American Camp Association NY/NJ 

New Jersey Camps Government Affairs Project 

American Council of Engineering Companies of New Jersey 

American Physical Therapy Association of New Jersey 

Bernards Township Regional Chamber of Commerce 

BioNJ 

Burlington County Regional Chamber of Commerce 

Bus Association of New Jersey 

Cape May County Chamber of Commerce 

Capital Region Minority Chamber of Commerce 

Chamber of Commerce of Greater Philadelphia 

Chamber of Commerce Southern New Jersey 

Chemistry Council of NJ 

Commerce and Industry Association of New Jersey 

CrossState Credit Union Association 

Downtown New Jersey 

Early Childhood Education Advocates 

Eastern Monmouth Area Chamber of Commerce 

Employers Association of NJ 

Fuel Merchants Associates of NJ 

Garden State Pharmacy Owners, Inc 

Global Business Alliance 

Gloucester County Chamber of Commerce 

Greater Atlantic City Chamber of Commerce 

Greater Toms River Chamber of Commerce 

Greater Westfield Area Chamber of Commerce 

Healthcare Institute of NJ 

Hoboken Chamber of Commerce 

Home Care & Hospice Association of New Jersey 

Home Health Services Association of New Jersey 

Hudson County Chamber of Commerce 

Hunterdon County Chamber of Commerce 

Insurance Council of New Jersey 

International Health, Racquet and Sportsclub Association 

Jersey Shore Partnership 

Mahwah Regional Chamber of Commerce 

Marine Trades Association of New Jersey 

Middlesex County Regional Chamber of Commerce 

Meadowlands Chamber 

Monmouth Ocean Development Council 

Morris County Chamber of Commerce 

NAIOP-NJ 

National Federation of Independent Business (NFIB) 

Newark Alliance 

Newark Regional Business Partnership 

New Jersey Asphalt Pavement Association 

New Jersey Association of Osteopathic Physicians and Surgeons 

New Jersey Association of Mental Health & Addiction Agencies 

New Jersey Business & Industry Association 

New Jersey Campground Owners and Outdoor Lodging Association 

New Jersey Civil Justice Institute 

New Jersey Coalition of Automotive Retailers 

New Jersey Concrete and Aggregate Association 

New Jersey Dental Association 

New Jersey Gasoline-Convenience-Automotive Association 

New Jersey Hotel and Lodging Industry Association 

New Jersey Independent Electrical Contractors Association 

New Jersey LGBT Chamber of Commerce 

New Jersey Liquor Store Alliance 

New Jersey Manufacturing Extension Program, Inc. 

New Jersey Motor Truck Association 

New Jersey Pharmacists Association 

New Jersey Podiatric Medical Society 

New Jersey Realtors 

New Jersey Restaurant & Hospitality Association 

New Jersey Retail Merchants Association 

New Jersey Salon and Spa Coalition 

New Jersey Self Insurers Association 

New Jersey Society of Certified Public Accountants 

New Jersey State Chamber of Commerce 

New Jersey State Funeral Directors Association 

New Jersey State Veterans Chamber of Commerce 

New Jersey Tourism Industry Association 

New Jersey Utilities Association 

New Jersey Warehousemen & Movers Association 

New Jersey Utilities Association 

New Jersey YMCA State Alliance 

North Jersey Jewish Business Alliance 

Ocean City Chamber of Commerce 

Princeton Mercer Regional Chamber of Commerce 

Professional Insurance Agents of New Jersey (PIANJ) 

Recreational Fishing Alliance 

Salem County Chamber of Commerce 

Somerset County Business Partnership 

Southern NJ Development Council 

Southern Ocean County Chamber of Commerce 

Statewide Hispanic Chamber of Commerce of NJ 

Sussex County Chamber of Commerce 

TechUnited:NJ 

The United Boatmen of N.J. 

Union Township Chamber of Commerce 

United Way of Northern New Jersey 

Washington Borough BID 

Date:   May 2, 2020 – updated August 15, 2020

Most Businesses Believe They Can Reopen Safely, Amid Great Challenges

Seventy percent of business owners say they are able to operate safely under CDC social distancing guidelines according to a new NJBIA Business Recovery Survey inquiring how a soft opening might affect their business model.

However, a large majority of New Jersey business owners say they'll need more than half of their usual client or customer base to break even in any given month.

Additionally, many respondents said they would never generate a profit, or need at least a year to generate a profit, if businesses are reopened at 50% capacity.

"The results of this survey put a finer detail on the true challenges that lie ahead, even with a soft opening at 50% capacity, as we work toward a recovery and reinvention framework for New Jersey's economy," said NJBIA President and CEO Michele Siekerka.

"Some of our additional data focusing on revenues and financial assistance also reveal great challenges. However, now knowing the true needs and concerns of our businesses in even a partial re-opening allows us to work toward solutions and an effective plan of action for the reopening of our economy."

NJBIA has been working alongside a coalition of 80 business and nonprofit associations, advocating for policies on the state and federal level to provide employers relief and funding during the COVID- 19 health crisis and to aid in their recovery.


REOPENING STATEMENTS

Respondents were asked what percentage of patrons, clients and customers are required, on average, for their business to break even in a given month. They responded:

  • 0-24%: 9%
  • 25-49%: 7%
  • 50-74%: 29%
  • 75-99%: 36%
  • 100%: 18%

Assuming a 50% partial reopening of business facilities is allowed, respondents were asked how long they anticipate it would take for their business to generate revenues comparable to pre-COVID- 19 profits. They responded:

  • 3 months or less: 9%
  • 4-6 months: 17%
  • 7-9 months: 11%
  • 10 months to a year: 14%
  • More than a year: 23%
  • More than two years: 6%
  • I could never generate a profit at 50% capacity: 21%

There was a mixed range of responses from employers when asked what percentage of their total, in-person workforce is needed for their business to operate productively:

  • 0-24%: 19%
  • 25-49%: 16%
  • 50-74%: 23%
  • 75-99%: 15%
  • 100%: 27%

Employers were also asked to list their top three struggles for their businesses, resulting in the following leading responses:

  • Meeting payroll costs: 59%
  • Paying the rent: 44%
  • Ensuring worker safety: 22%
  • Repaying existing loans on time: 22%
  • Handling supply chain disruptions: 21%
  • Making quarterly tax payment: 20%
  • Paying payroll taxes: 19%

Other business struggles yielding 12% or less included: Paying quarterly or annual CBT/GIT payment; complying with labor mandates; cost of maintaining equipment; finding enough employees to fill workplace needs; concerns about future lawsuits. Members were asked if their business is able to operate under CDC social distancing guidelines. A total of 70% said yes, while 19% said they were not sure. Another 10% said they would not be able to operate under CDC guidelines. "It's a positive to see the capability and willingness of employers to operate with appropriate social distancing," Siekerka said. "What remains to be seen is what entry limitations will be put on businesses, and whether customers will have the same initial willingness to patronize out of health concerns."


REVENUES AND REALITIES

A whopping 66% reported a decrease in revenue during the current health crisis, while another 27% reported no revenue – leaving only 5% of respondents reporting normal revenue. At the same time, about 32% of respondents have laid off at least one worker as a result of COVID- 19. "It would appear there's a correlation between the number of companies reporting no revenue to the number of companies having to lay off at least one employee," said Nicole Sandelier, NJBIA's Director of Economic Policy Research. "Nearly 8% of respondents said they have let go of 10 workers or more, which relates to some of the high unemployment numbers we have seen on a state and national level." When asked how they were accommodating for lost revenue, 53% said they either reduced workers' hours, or furloughed or laid off employees. Eleven percent said they tapped into business reserves or personal savings, while another 11% sought additional funding through loans, credit lines, government aid or increased donations.


STAYING OPERATIONAL

Thirty-six percent of respondents were forced to close as a result of an executive order. Of those, 70% envisioned their closure as being temporary, while 29% weren't sure whether they would reopen or not. Of those that were directed to close their premises, 70% said they were still operating remotely, but experiencing financial losses. Another 18% said they voluntarily closed, while 10% they were continuing operations as normal. Overall, 54% of respondents listed their business as struggling to perform its essential duties, while another 25% said it was unable to perform its essential duties at all. Employers were also asked how, or if, their physical workspace might be affected as a result of COVID-19. Nearly 29% said their workspace will not be impacted, while 23% anticipated increased costs for sanitizing and 20% expected added costs for PPE. Only 7% said they would need structural changes to implement social distancing.


GRANTS AND LOANS

NJBIA's Business Recovery Survey was taken between April 23 and April 28. While there was an expectation that some of the data would change based on respondents receiving grants and loans after they took the survey, the overall results showed that most businesses were, by and large, playing the waiting game. Some 74% of employers surveyed applied for the federal Paycheck Protection Program (PPP). Of those, 65% said they had not yet received their funding at the time they took the survey, while 30% said they had received funding. Five percent said they were not approved. Employers who applied for PPP were asked how they intended to use those funds, and they were not limited to one choice. A little more than 98% of the respondents said they would put it toward payroll costs, while others said they would apply some funds to utilities (68%), rent (66%) and mortgage interest (15%). Of the businesses who applied for a Small Business Emergency grant or loan from NJEDA, 78% had not received their funds as of the past few days. The New Jersey Business Coalition has been strongly advocating for a portion of CARES Act funding to be used for an appropriation for the NJEDA in order to provide further relief to small business.


METHODOLOGY

The NJBIA Recovery Survey was conducted by the New Jersey Business & Industry Association from April 23 to April 28, 2020. At the time of the published press release on Tuesday, April 28, 2020, a total of 1,359 respondents, comprised of NJBIA members and members from other partnering business associations who are participating in the New Jersey Business Coalition, took part in the online survey. In total 1,420 respondents participated in the survey. Because of the additional responses received after the press release was published, the results below may differ slightly from those reported in the original press release. Totals may not equal 100% due to rounding.


QUESTIONS AND RESULTS

The Impact of Coronavirus

1. Do you own or manage a business or non-profit entity?

Answered: 1,398        Skipped: 22

Yes

88.77%

No

11.23%

2. Are you a primary decision maker for operational decisions about the organization, including finances and staffing?

Answered: 1,399        Skipped: 21

Yes

93.35%

No

6.65%

3. Approximately how many employees did your organization have prior to COVID-19

Answered: 1,397        Skipped 23

1

16.03%

2-4

22.41%

5-9

20.26%

10-19

14.67%

20-49

14.60%

50-99

4.72%

100-249

4.37%

250-499

1.50%

500+

1.43%

4. A) What industry is your business?

Answered: 1,399        Skipped: 21

Mining and Logging

0.00%

Construction

9.36%

Manufacturing

9.72%

Trade, Transportation, Utilities

4.15%

Information

1.00%

Financial Activities

2.64%

Professional & Business Services

19.66%

Education & Health Services

9.36%

Leisure & Hospitality

7.72%

Other (please specify)*

36.38%

B) What industry is your business?*

*Responses to “Other” were reviewed and updated to provide more clarity to industrial breakdown.

Construction

11%

Education, Health Services & Social Assistance

12%

Financial Activities

3%

Information

2%

Leisure & Hospitality

10%

Manufacturing

13%

Mining & Logging

0%

Trade, Transportation, Utilities

6%

Professional, Business & Other Services

35%

Wholesale & Retail

5%

Other

8%

Other

2%

Arts, Entertainment, Recreation

3%

Real Estate

1%

Technology

1%

Warehousing & Distribution

1%

5. Was your business ordered to close as a result of an Executive Order?

Answered: 1,264           Skipped: 156

Yes

36.16%

No

63.84%

6. If your business was ordered to close as a result of an executive order, do you see your closure being:

Answered 667        Skipped: 753

Temporary

70.31%

Permanent

1.20%

Unsure

28.49%

7. If your business was not ordered to close as a result of an executive order, select the answer that best applies to you:

Answered: 1,033        Skipped: 387

We’re still operating and performing better than normal

1.36%

We’re still operating like normal

9.39%

We’re still operating, but experiencing financial losses

70.28%

We’re permanently closed as a result of COVID 19

1.45%

We’re temporarily closed as a result of COVID-19*

17.52%

*Participants who selected the option for temporary closer were then asked when they plan to reopen. The overwhelming majority responded with some iteration of “when they are allowed”.

8. My business is:

Answered: 1,246        Skipped: 174

Struggling to perform its essential duties

54.49%

Performing its essential duties without challenge

20.71%

Unable to perform its essential duties

24.80%

9. Financially my business is experiencing:

Answered: 1,246        Skipped: 174

Normal revenue

5.28%

Surge in revenue

0.87%

Decrease in revenue

66.56%

No revenue

27.39%

10. What percentage of your operations have been able to be done remotely?

Answered: 1,263        Skipped: 157

0-24%

61.05%

25-49%

8.55%

50-74%

10.53%

75-99%

14.09%

100%

5.78%

11. How many employees have quit their jobs as a result of COVID-19?

Answered: 1,255        Skipped: 165

0

83.43%

1-9

14.66%

10-19

0.96%

20-50

0.72%

50+

0.24%

12. How many employees have you laid off as a result of COVID-19?

Answered: 1,239        Skipped: 181

0

68.36%

1-9

23.73%

10-19

3.79%

20-50

2.50%

50+

1.61%

13. How many employees have you furloughed as a result of COVID-19?

Answered: 1,232        Skipped: 188

0

66.64%

1-9

23.78%

10-19

4.30%

20-50

3.25%

50+

2.03%

14. If you are struggling to access government aid, such as PPP, and EDA grant/loan or unemployment insurance, what is hindering your ability to do so?

Answered: 1,181        Skipped: 239

Waiting for response

55.97%

Ineligible

9.40%

Administrative difficulties in completing application

7.37%

Eligible, but rejected

3.30%

I am not struggling to access government aid

18.54%

I do not want government aid

5.42%

15. A) To adjust for lost revenue, my business has to:

Answered: 1,235        Skipped: 185

Reduce workers’ hours

32.79%

Layoff employees

24.29%

Furlough employees

27.04%

Cut employees. benefits

6.96%

Sell capital

3.64%

Take out a loan

19.03%

Tap into personal savings

23.48%

Not do anything

13.60%

Other (please specify)*

25.18%

B) To adjust for lost revenue, my business has to:*

*Responses to “Other” were reviewed and updated to provide more clarity.

Reduce workers’ hours

20%

Layoff employees

16%

Furlough employees

17%

Cut employees’ benefits

4%

Sell capital

2%

Seek additional funding:Take out a loan, tap credit line, government aid, seek increased donations

11%

Tap into business reserves or personal savings

11%

Not do anything

11%

Other

8.5%

Other

2.5%

Delay Bill Payments (Including vendor payments)

1.3%

Reduce Expenses & Overhead

1.6%

Reduce Pay (Including reduction in salary for Owner/ Executives)

3.0%

16. Please select the top three larges struggles for your business:

Answered: 1,254        Skipped: 166

Meeting payroll costs

58.77%

Paying the rent

43.46%

Repaying existing loans on time

22.65%

Ensuring worker safety

22.17%

Handling supply chain distribution with contractors and vendors shut down/reduced

21.13%

Paying my quarterly property tax payment

19.30%

Paying my payroll taxes

18.74%

Paying my quarterly and/or annual tax (CBT or GIT) payment

11.72%

Complying with labor mandates

10.37%

Cost of maintaining equipment

10.13%

Finding enough employees to fill my workforce needs

7.18%

My business is not struggling

6.62%

Lawsuits or concern for future lawsuits

related

4.47%

Other (please specify)

19.14%

The Paycheck Protection Program

17. Did your business apply for the SBA’s Paycheck Protection Program (PPP)?

Answered: 1,292        Skipped: 128

Yes

74.07%

No

25.93%

18. Did your business receive PPP funding?

Answered: 882        Skipped: 538

No, we were not approved

4.76%

Yes

30.39%

Not Yet

64.85%

19. How does your business intend to use the PPP funds? (Select all that apply)

Answered: 868        Skipped: 552

Payroll costs

98.16%

Mortgage interest

14.86%

Rent

65.32%

Utilities

67.86%

20. To have your loan forgiven, 75% of your funds must be used for payroll expenses. Do you intend to seek forgiveness?

Answered: 869        Skipped: 551

Yes

97.24%

No

2.76%

EDA Grants and Loans

21. Did your business apply for an EDA grant or loan?

Answered: 1,228       Skipped: 192

Yes

29.40%

Yes, but was not approved

5.70%

No

64.90%

22. If your business applied for an EDA grant or loan, which did you apply for? (Select all that apply)

Answered: 401        Skipped: 1,019

Small Business Emergency Assistance Grant Program

80.05%

Small Business Emergency Assistance Loan Program

46.38%

23. Did you receive the funds yet?

Answered: 381        Skipped: 1,039

Yes

21.52%

No

78.48%

The Recovery from Coronavirus

24. If required, is your business able to operate under CDC social distancing guidelines?

Answered: 1,105        Skipped: 315

Yes

70.77%

No

9.95%

Not Sure

19.28%

25. If a 50% partial reopening of business facilities is allowed, what percentage of your total workforce is needed in-person for your business to operate productively?

Answered: 1,055        Skipped: 365

0-24%

19.24%

25-49%

15.93%

50-74%

22.84%

75-99%

14.98%

100%

27.01%

26. If a partial reopening of business facilities is allowed, what percentage of business by way of patrons, clients, customers etc. does your operation require on average to break even on any given month?

Answered: 1,044        Skipped: 376

0-24%

9.67%

25-49%

7.18%

50-74%

29.50%

75-99%

35.63%

100%

18.01%

27. If a 50% partial reopening of business facilities is allowed, how long do you anticipate it taking for your business to generate revenues comparable to pre-COVID-19 profits?

Answered: 1,059        Skipped: 361

3 months or less

8.31%

4-6 months

17.75%

7-9 months

10.58%

10 months to a year

14.35%

More than a year

22.29%

More than two years

5.85%

I could never generate a profit at 50% capacity

20.87%

28. Before the COVID-19 health crisis, what percentage of your workforce worked remotely at any given time?

Answered: 1,098 Skipped: 322

0-24%

87.70%

25-49%

3.73%

50-74%

2.19%

75-99%

1.64%

100%

4.74%

29. Was your business able to find new efficiencies and cost-savings opportunities as a result of an increased reliance upon a remote workforce?

Answered: 1,099        Skipped: 321

Yes

13.10%

No

53.05%

We did not have more people work

remotely

24.48%

Not Sure

9.37%

30. If you answered yes to the previous question, will you continue to utilize a remote workforce more than you previously had when New Jersey is back open for business?

Answered: 412        Skipped: 1,008

Yes

25.73%

No

44.17%

Note Sure

30.10%

31. How will your physical workspace be affected as a result of COVID-19? (Check all that apply)

Answered: 1,076        Skipped: 344

We will need structural changes in implement social distancing

6.69%

We will need a larger footprint

2.97%

We will need a smaller footprint

1.21%

We will continue or expand remote working

7.25%

We anticipate increased costs for sanitizing

23.33%

We anticipate increased costs for PPE

20.26%

Our physical workspace will not impacted

28.81%

Other (please specify)

9.48%

32. Do you anticipate needing any kind of regulatory relief in order to reopen your business?

Answered: 1,095        Skipped 325

Yes

9.50%

No

27.12%

Not Sure

34.34%

My business did not close

29.04%

33. What regulatory hurdles or relief could impede your ability to reopen?

Answered: 992 Skipped: 428

Permits

7.76%

Licenses

4.74%

Government Contract(s) relief

3.13%

None

19.46%

Not Sure

28.23%

My business did not close

39.72%

Other (please specify)

5.85%

34. What impact will your supply chain have on the ability for your business to operate post COVID-19 (Check all that apply)

Answered: 1,063        Skipped: 357

Delay in time to receive needed products/inventory

44.59%

Availability of products/inventory

39.23%

Increased cost of products/inventory

34.71%

No impact from our supply chain

31.42%

Other (please specify)

5.55%

Grants & Loans

FEDERAL: 


Federal: Paycheck Protection Program Application 

  1. Application Form: This form is to be completed by the Applicant and submitted to your SBA Participating Lender (see above link of Participating Banks). Submission of the requested information is required to make a determination regarding eligibility for financial assistance. Failure to submit the information would affect that determination. NOTE: This is an online writeable PDF and not an online application.  If you complete the fields in the PDF, you should save it to your desktop, print it and bring it to your financial institute.
  2. Loan Forgiveness Application & Instructions (New!)

SBA - Please note that there are still many guidelines to be worked out and our NJ banks are still awaiting SBA guidance in order to process these loans. If your bank is not ready to receive or process your loan as the program opens, please be patient.

*Download the Paycheck Protection - Loan Amount Calculator. (MS Excel Download)


Federal: COVID-19 Economic Injury Disaster Loan Application

The U.S. Small Business Administration is collecting the requested information in order to make a loan under SBA’s Economic Injury Disaster Loan Program to the qualified entities listed in this application that are impacted by the Coronavirus (COVID-19). The information will be used in determining whether the applicant is eligible for an economic injury loan. If you do not submit all the information requested, your loan cannot be fully processed.  Apply Here.

 


STATE:

Eligibility Wizard

NJEDA offers this screening tool that lists emergency assistance programs that you may decide to consider based upon information you provide about your organization. Click on the above logo to open the wizard.


Opportunity to Prepare for Small Business Emergency Assistance Loan Application

The NJEDA has established a new toll-free number specifically for inquiries related to NJEDA’s Small Business Emergency Assistance programs. Please call 844-965-1125 to speak with a representative.


NJ Economic Development Authority:


LOCAL:

Trenton Business Emergency Loan Program

Newark Grant Program for Small Business

Camden County CARES Small Business Grant


PRIVATE:

New Jersey Pandemic Relief Fund

The New Jersey 30 Day Fund

Best Practices by Industry Sector

Atlantic CountyAmericanCampAssc Cape MayHealth ClubsBoatingUnited_RFAMorris County Chamber of CommerceFishing NJ Attractions AssociationCounty Colleges CateringSalon and Spa CoalitionCCSNJHotels

Farmers Market

Garden State Winegrowers

Personal Protective Equipment Connect

NJBIA is the New Jersey Representative of the National Association of Manufacturers (NAM) and we are making the following free resource available to connect suppliers of PPEs to those that need them. Suppliers can submit their PPE supply capabilities and register on this national database.  All suppliers will be connected to FEMA as a supply chain resource.  

If you are looking for PPEs, click the Find a Supplier link.  You can filter by state and the type of equipment you are looking for.  This national database is growing.  If specific supplies are not available today, please check back as more suppliers are added on a daily basis. 


New Jersey Resources:

This tab provides links to various state agencies providing news and information relating to COVID-19.

Executive Orders

A summary of each executive order passed by the Governor's office during this crisis. Contains in-depth explanation of Executive Order 107 and what is considered exempt or non-exempt.


 

 

Details for EO-107

Exempt, Non-Exempt or Unclear

Gov. Murphy announced Executive Order No. 107 on Saturday, March 21, 2020, effective at 9:00 p.m., containing new standards for businesses which supersede previous orders. The following focuses on what the state considers Exempt, Non-Exempt and what to do if you are unclear of your business status. We have constant contact with the state in an effort to gain more clarity. Please continue to check back here as we update this page on a daily basis, often several times per day. If you have specific questions, please complete the Question/Comment form on this page.  We will try to respond as quickly as possible.


1. Exempt from Executive Order 107

Businesses that are considered essential and able to continue operations so long they follow CDC guidance and social distancing recommendations. Only the following RETAIL businesses are considered essential and exempt from the mandate to cease storefront operations include. All other RETAIL businesses must follow the EO and close. Essential retail businesses that are exempt from the mandate to cease storefront operations:

  • Grocery stores, farmer's markets, and farms that sell directly to customers, and other food stores, including retailers that offer a varied assortment of foods comparable to what exists as a grocery store
  • Pharmacies and medical marijuana dispensaries
  • Medical supply stores
  • Gas stations
  • Convenience stores
  • Ancillary stores within healthcare facilitiesHardware and home improvement stores
  • Vehicle rental locations
  • Banks and other financial institutions with retail functions
  • Laundromats and dry-cleaning services
  • Stores that principally sell supplies for children under five years
  • Pet stores
  • Car dealerships, but only for auto maintenance and repair, and auto mechanics
  • Printing and office supply shops
  • Mail and delivery stores
  • Liquor stores

Added 3/24 as per administrative order No. 2020-5

  • Mobile phone retail and repair shops
  • Bicycle Shops, but only to provide service and repair
  • Livestock Feed stores
  • Nurseries and Garden Centers
  • Farming Equipment Stores

All businesses or non-profits must accommodate their workforce for telework or work-from-home wherever practicable. To the extent that employees need to be on site, businesses should operate with the minimum number of on-site employees needed for critical operations to continue. Examples of such employees include cashiers or store clerks, construction workers, utility workers, repair workers, warehouse workers, lab researchers, IT maintenance workers, janitorial and custodial staff, and certain administrative staff.

Manufacturing, industrial, logistics, ports, heavy construction, shipping, food production, food delivery, and other commercial operations may continue to operate, but they should also limit staff on site to the minimal number needed for essential operations.

Medical facilities may continue to operate. Medical facilities include any facility where a sick or injured person is given care or treatment, such as: doctor’s offices, hospitals, dentist offices, long-term care facilities, and other medical offices.

Other Special Instances

Employees reporting to work are permitted to travel to and from their place of business. Businesses are encouraged to give each employee a letter indicating that the employee works in an industry permitted to continue operations.

Governor Murphy also signed Executive Order No. 108, which invalidates any county or municipal restriction that may conflict with Executive Order No. 107. This is effective at 9 p.m. on Saturday, March 21, 2020, as well. The only exceptions are two categories in which municipalities or counties may impose additional restrictions: 1) online marketplaces offering lodging; and 2) municipal or county parks.

If you believe your retail business is unique and should be considered an "essential business," it may be submitted to the State Director of Emergency Management, who is the Superintendent of State Police. The Director has the discretion to make additions, amendments, clarifications, exceptions, and exclusions to these lists. If your business falls into a category already exempted, or you are not a retail business, you do not need an exemption and should not pursue this option.

If any business is not following social distancing guidelines, you can report the business by contacting your Local Health Department, which you can identify with the Find Your Local Health Department tool. (Source: Business.NJ.gov)


2. Non-Exempt: Subject to Closure

Businesses considered non-essential and therefore, must cease operations as of 9:00 pm 3/21/2020 do not fit the definitions outlined in number 1. We are working in real time with the Governor’s office and state agencies and are waiting for the State's Waiver Form.  We will post it to this page as soon as it is available.  If you wish to seek a waiver when it is available, we will try to gather more guidance on your behalf.  You can also contact the state through the NJ Business Action Center for information about waivers: NJ Business Action Center


3. Classification Unclear

We are working in real time with the Governor’s office and state agencies, trying to gather more guidance relating to this. Please stay connected to this page.  We will update it as soon as we have more clarity.