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- Introduction
- Back to Work Toolkit
- New Jersey Business Coalition
- NJBIA Healthy Building Certification
- Back to Work Marketplace
- Recovery Survey
- Grants & Loans
- Best Practices by Sector
- PPE Connect
- State Resources
- Federal Resources
NJBIA Coronavirus Resources & Recovery
NJBIA continues to update our Coronavirus Resource & Recovery page as the impacts to New Jersey’s response to the health crisis evolves and as businesses begins to return to work. NJBIA maintains regular communications with Gov. Murphy’s office, the Legislature and our state agencies to both help shape policy and provide you with information. Our goal is to feature timely one-stop connections to the most critical business-related links from state and federal departments and other important sources to help guide you during this unprecedented time.
We hope your business and employees will find the following resources helpful.
Read about NJBIA's advocacy efforts during this crisis.
If you would like to join our mailing list and receive Coronavirus Alerts and Updates, please signup here.
NJBIA Infographic: Economic Pain Points & Solutions to Reopening New Jersey
The New Jersey Business & Industry Association is a member-based organization and not affiliated with any government agency. We exist to advance the competitive excellence and financial success of our members. If you have questions about the safe reopening of your business, please complete the following form.
Recovery Inquiry
New Jersey Business Coalition
The New Jersey Business Coalition is comprised of over 100 state-wide business associations advocating for the safe reopening of New Jersey’s business community by lending its voice and expertise to a successful economic recovery.
New Jersey’s recovery effort from the COVID-19 public health crisis is going to require a comprehensive and collaborative approach between government (state, county and local) and the business community. We are proposing a four-prong approach which focuses on the specific needs of various vertical sectors and geographic regions, recognizing that a one-size-fits-all approach may not be appropriate. It must evaluate the immediate, near-term and long-term needs, while also balancing budgetary needs and resources.
Recognizing that so much is still unknown, this framework is a dynamic document that will be updated as further information that could influence the reopening process becomes available.
New Jersey Business Coalition Letters
New Jersey Business Coalition Articles
Coalition Partners:
African American Chamber of Commerce of New Jersey, Inc.
American Camp Association NY/NJ
New Jersey Camps Government Affairs Project
American Council of Engineering Companies of New Jersey
American Physical Therapy Association of New Jersey
Bernards Township Regional Chamber of Commerce
BioNJ
Burlington County Regional Chamber of Commerce
Bus Association of New Jersey
Cape May County Chamber of Commerce
Capital Region Minority Chamber of Commerce
Chamber of Commerce of Greater Philadelphia
Chamber of Commerce Southern New Jersey
Chemistry Council of NJ
Commerce and Industry Association of New Jersey
CrossState Credit Union Association
Downtown New Jersey
Early Childhood Education Advocates
Eastern Monmouth Area Chamber of Commerce
Employers Association of NJ
Fuel Merchants Associates of NJ
Garden State Pharmacy Owners, Inc
Global Business Alliance
Gloucester County Chamber of Commerce
Greater Atlantic City Chamber of Commerce
Greater Toms River Chamber of Commerce
Greater Westfield Area Chamber of Commerce
Healthcare Institute of NJ
Hoboken Chamber of Commerce
Home Care & Hospice Association of New Jersey
Home Health Services Association of New Jersey
Hudson County Chamber of Commerce
Hunterdon County Chamber of Commerce
Insurance Council of New Jersey
International Health, Racquet and Sportsclub Association
Jersey Shore Partnership
Mahwah Regional Chamber of Commerce
Marine Trades Association of New Jersey
Middlesex County Regional Chamber of Commerce
Meadowlands Chamber
Monmouth Ocean Development Council
Morris County Chamber of Commerce
NAIOP-NJ
National Federation of Independent Business (NFIB)
Newark Alliance
Newark Regional Business Partnership
New Jersey Asphalt Pavement Association
New Jersey Association of Osteopathic Physicians and Surgeons
New Jersey Association of Mental Health & Addiction Agencies
New Jersey Business & Industry Association
New Jersey Campground Owners and Outdoor Lodging Association
New Jersey Civil Justice Institute
New Jersey Coalition of Automotive Retailers
New Jersey Concrete and Aggregate Association
New Jersey Dental Association
New Jersey Gasoline-Convenience-Automotive Association
New Jersey Hotel and Lodging Industry Association
New Jersey Independent Electrical Contractors Association
New Jersey LGBT Chamber of Commerce
New Jersey Liquor Store Alliance
New Jersey Manufacturing Extension Program, Inc.
New Jersey Motor Truck Association
New Jersey Pharmacists Association
New Jersey Podiatric Medical Society
New Jersey Realtors
New Jersey Restaurant & Hospitality Association
New Jersey Retail Merchants Association
New Jersey Salon and Spa Coalition
New Jersey Self Insurers Association
New Jersey Society of Certified Public Accountants
New Jersey State Chamber of Commerce
New Jersey State Funeral Directors Association
New Jersey State Veterans Chamber of Commerce
New Jersey Tourism Industry Association
New Jersey Utilities Association
New Jersey Warehousemen & Movers Association
New Jersey Utilities Association
New Jersey YMCA State Alliance
North Jersey Jewish Business Alliance
Ocean City Chamber of Commerce
Princeton Mercer Regional Chamber of Commerce
Professional Insurance Agents of New Jersey (PIANJ)
Recreational Fishing Alliance
Salem County Chamber of Commerce
Somerset County Business Partnership
Southern NJ Development Council
Southern Ocean County Chamber of Commerce
Statewide Hispanic Chamber of Commerce of NJ
Sussex County Chamber of Commerce
TechUnited:NJ
The United Boatmen of N.J.
Union Township Chamber of Commerce
United Way of Northern New Jersey
Washington Borough BID
Date: May 2, 2020 – updated August 15, 2020
Most Businesses Believe They Can Reopen Safely, Amid Great Challenges
Seventy percent of business owners say they are able to operate safely under CDC social distancing guidelines according to a new NJBIA Business Recovery Survey inquiring how a soft opening might affect their business model.
However, a large majority of New Jersey business owners say they'll need more than half of their usual client or customer base to break even in any given month.
Additionally, many respondents said they would never generate a profit, or need at least a year to generate a profit, if businesses are reopened at 50% capacity.
"The results of this survey put a finer detail on the true challenges that lie ahead, even with a soft opening at 50% capacity, as we work toward a recovery and reinvention framework for New Jersey's economy," said NJBIA President and CEO Michele Siekerka.
"Some of our additional data focusing on revenues and financial assistance also reveal great challenges. However, now knowing the true needs and concerns of our businesses in even a partial re-opening allows us to work toward solutions and an effective plan of action for the reopening of our economy."
NJBIA has been working alongside a coalition of 80 business and nonprofit associations, advocating for policies on the state and federal level to provide employers relief and funding during the COVID- 19 health crisis and to aid in their recovery.
REOPENING STATEMENTS
Respondents were asked what percentage of patrons, clients and customers are required, on average, for their business to break even in a given month. They responded:
- 0-24%: 9%
- 25-49%: 7%
- 50-74%: 29%
- 75-99%: 36%
- 100%: 18%
Assuming a 50% partial reopening of business facilities is allowed, respondents were asked how long they anticipate it would take for their business to generate revenues comparable to pre-COVID- 19 profits. They responded:
- 3 months or less: 9%
- 4-6 months: 17%
- 7-9 months: 11%
- 10 months to a year: 14%
- More than a year: 23%
- More than two years: 6%
- I could never generate a profit at 50% capacity: 21%
There was a mixed range of responses from employers when asked what percentage of their total, in-person workforce is needed for their business to operate productively:
- 0-24%: 19%
- 25-49%: 16%
- 50-74%: 23%
- 75-99%: 15%
- 100%: 27%
Employers were also asked to list their top three struggles for their businesses, resulting in the following leading responses:
- Meeting payroll costs: 59%
- Paying the rent: 44%
- Ensuring worker safety: 22%
- Repaying existing loans on time: 22%
- Handling supply chain disruptions: 21%
- Making quarterly tax payment: 20%
- Paying payroll taxes: 19%
Other business struggles yielding 12% or less included: Paying quarterly or annual CBT/GIT payment; complying with labor mandates; cost of maintaining equipment; finding enough employees to fill workplace needs; concerns about future lawsuits. Members were asked if their business is able to operate under CDC social distancing guidelines. A total of 70% said yes, while 19% said they were not sure. Another 10% said they would not be able to operate under CDC guidelines. "It's a positive to see the capability and willingness of employers to operate with appropriate social distancing," Siekerka said. "What remains to be seen is what entry limitations will be put on businesses, and whether customers will have the same initial willingness to patronize out of health concerns."
REVENUES AND REALITIES
A whopping 66% reported a decrease in revenue during the current health crisis, while another 27% reported no revenue – leaving only 5% of respondents reporting normal revenue. At the same time, about 32% of respondents have laid off at least one worker as a result of COVID- 19. "It would appear there's a correlation between the number of companies reporting no revenue to the number of companies having to lay off at least one employee," said Nicole Sandelier, NJBIA's Director of Economic Policy Research. "Nearly 8% of respondents said they have let go of 10 workers or more, which relates to some of the high unemployment numbers we have seen on a state and national level." When asked how they were accommodating for lost revenue, 53% said they either reduced workers' hours, or furloughed or laid off employees. Eleven percent said they tapped into business reserves or personal savings, while another 11% sought additional funding through loans, credit lines, government aid or increased donations.
STAYING OPERATIONAL
Thirty-six percent of respondents were forced to close as a result of an executive order. Of those, 70% envisioned their closure as being temporary, while 29% weren't sure whether they would reopen or not. Of those that were directed to close their premises, 70% said they were still operating remotely, but experiencing financial losses. Another 18% said they voluntarily closed, while 10% they were continuing operations as normal. Overall, 54% of respondents listed their business as struggling to perform its essential duties, while another 25% said it was unable to perform its essential duties at all. Employers were also asked how, or if, their physical workspace might be affected as a result of COVID-19. Nearly 29% said their workspace will not be impacted, while 23% anticipated increased costs for sanitizing and 20% expected added costs for PPE. Only 7% said they would need structural changes to implement social distancing.
GRANTS AND LOANS
NJBIA's Business Recovery Survey was taken between April 23 and April 28. While there was an expectation that some of the data would change based on respondents receiving grants and loans after they took the survey, the overall results showed that most businesses were, by and large, playing the waiting game. Some 74% of employers surveyed applied for the federal Paycheck Protection Program (PPP). Of those, 65% said they had not yet received their funding at the time they took the survey, while 30% said they had received funding. Five percent said they were not approved. Employers who applied for PPP were asked how they intended to use those funds, and they were not limited to one choice. A little more than 98% of the respondents said they would put it toward payroll costs, while others said they would apply some funds to utilities (68%), rent (66%) and mortgage interest (15%). Of the businesses who applied for a Small Business Emergency grant or loan from NJEDA, 78% had not received their funds as of the past few days. The New Jersey Business Coalition has been strongly advocating for a portion of CARES Act funding to be used for an appropriation for the NJEDA in order to provide further relief to small business.
METHODOLOGY
The NJBIA Recovery Survey was conducted by the New Jersey Business & Industry Association from April 23 to April 28, 2020. At the time of the published press release on Tuesday, April 28, 2020, a total of 1,359 respondents, comprised of NJBIA members and members from other partnering business associations who are participating in the New Jersey Business Coalition, took part in the online survey. In total 1,420 respondents participated in the survey. Because of the additional responses received after the press release was published, the results below may differ slightly from those reported in the original press release. Totals may not equal 100% due to rounding.
QUESTIONS AND RESULTS
The Impact of Coronavirus
1. Do you own or manage a business or non-profit entity?
Answered: 1,398 Skipped: 22
Yes |
88.77% |
No |
11.23% |
2. Are you a primary decision maker for operational decisions about the organization, including finances and staffing?
Answered: 1,399 Skipped: 21
Yes |
93.35% |
No |
6.65% |
3. Approximately how many employees did your organization have prior to COVID-19
Answered: 1,397 Skipped 23
1 |
16.03% |
2-4 |
22.41% |
5-9 |
20.26% |
10-19 |
14.67% |
20-49 |
14.60% |
50-99 |
4.72% |
100-249 |
4.37% |
250-499 |
1.50% |
500+ |
1.43% |
4. A) What industry is your business?
Answered: 1,399 Skipped: 21
Mining and Logging |
0.00% |
Construction |
9.36% |
Manufacturing |
9.72% |
Trade, Transportation, Utilities |
4.15% |
Information |
1.00% |
Financial Activities |
2.64% |
Professional & Business Services |
19.66% |
Education & Health Services |
9.36% |
Leisure & Hospitality |
7.72% |
Other (please specify)* |
36.38% |
B) What industry is your business?*
*Responses to “Other” were reviewed and updated to provide more clarity to industrial breakdown.
Construction |
11% |
Education, Health Services & Social Assistance |
12% |
Financial Activities |
3% |
Information |
2% |
Leisure & Hospitality |
10% |
Manufacturing |
13% |
Mining & Logging |
0% |
Trade, Transportation, Utilities |
6% |
Professional, Business & Other Services |
35% |
Wholesale & Retail |
5% |
Other |
8% |
Other |
2% |
Arts, Entertainment, Recreation |
3% |
Real Estate |
1% |
Technology |
1% |
Warehousing & Distribution |
1% |
5. Was your business ordered to close as a result of an Executive Order?
Answered: 1,264 Skipped: 156
Yes |
36.16% |
No |
63.84% |
6. If your business was ordered to close as a result of an executive order, do you see your closure being:
Answered 667 Skipped: 753
Temporary |
70.31% |
Permanent |
1.20% |
Unsure |
28.49% |
7. If your business was not ordered to close as a result of an executive order, select the answer that best applies to you:
Answered: 1,033 Skipped: 387
We’re still operating and performing better than normal |
1.36% |
We’re still operating like normal |
9.39% |
We’re still operating, but experiencing financial losses |
70.28% |
We’re permanently closed as a result of COVID 19 |
1.45% |
We’re temporarily closed as a result of COVID-19* |
17.52% |
*Participants who selected the option for temporary closer were then asked when they plan to reopen. The overwhelming majority responded with some iteration of “when they are allowed”.
8. My business is:
Answered: 1,246 Skipped: 174
Struggling to perform its essential duties |
54.49% |
Performing its essential duties without challenge |
20.71% |
Unable to perform its essential duties |
24.80% |
9. Financially my business is experiencing:
Answered: 1,246 Skipped: 174
Normal revenue |
5.28% |
Surge in revenue |
0.87% |
Decrease in revenue |
66.56% |
No revenue |
27.39% |
10. What percentage of your operations have been able to be done remotely?
Answered: 1,263 Skipped: 157
0-24% |
61.05% |
25-49% |
8.55% |
50-74% |
10.53% |
75-99% |
14.09% |
100% |
5.78% |
11. How many employees have quit their jobs as a result of COVID-19?
Answered: 1,255 Skipped: 165
0 |
83.43% |
1-9 |
14.66% |
10-19 |
0.96% |
20-50 |
0.72% |
50+ |
0.24% |
12. How many employees have you laid off as a result of COVID-19?
Answered: 1,239 Skipped: 181
0 |
68.36% |
1-9 |
23.73% |
10-19 |
3.79% |
20-50 |
2.50% |
50+ |
1.61% |
13. How many employees have you furloughed as a result of COVID-19?
Answered: 1,232 Skipped: 188
0 |
66.64% |
1-9 |
23.78% |
10-19 |
4.30% |
20-50 |
3.25% |
50+ |
2.03% |
14. If you are struggling to access government aid, such as PPP, and EDA grant/loan or unemployment insurance, what is hindering your ability to do so?
Answered: 1,181 Skipped: 239
Waiting for response |
55.97% |
Ineligible |
9.40% |
Administrative difficulties in completing application |
7.37% |
Eligible, but rejected |
3.30% |
I am not struggling to access government aid |
18.54% |
I do not want government aid |
5.42% |
15. A) To adjust for lost revenue, my business has to:
Answered: 1,235 Skipped: 185
Reduce workers’ hours |
32.79% |
Layoff employees |
24.29% |
Furlough employees |
27.04% |
Cut employees. benefits |
6.96% |
Sell capital |
3.64% |
Take out a loan |
19.03% |
Tap into personal savings |
23.48% |
Not do anything |
13.60% |
Other (please specify)* |
25.18% |
B) To adjust for lost revenue, my business has to:*
*Responses to “Other” were reviewed and updated to provide more clarity.
Reduce workers’ hours |
20% |
Layoff employees |
16% |
Furlough employees |
17% |
Cut employees’ benefits |
4% |
Sell capital |
2% |
Seek additional funding:Take out a loan, tap credit line, government aid, seek increased donations |
11% |
Tap into business reserves or personal savings |
11% |
Not do anything |
11% |
Other |
8.5% |
Other |
2.5% |
Delay Bill Payments (Including vendor payments) |
1.3% |
Reduce Expenses & Overhead |
1.6% |
Reduce Pay (Including reduction in salary for Owner/ Executives) |
3.0% |
16. Please select the top three larges struggles for your business:
Answered: 1,254 Skipped: 166
Meeting payroll costs |
58.77% |
Paying the rent |
43.46% |
Repaying existing loans on time |
22.65% |
Ensuring worker safety |
22.17% |
Handling supply chain distribution with contractors and vendors shut down/reduced |
21.13% |
Paying my quarterly property tax payment |
19.30% |
Paying my payroll taxes |
18.74% |
Paying my quarterly and/or annual tax (CBT or GIT) payment |
11.72% |
Complying with labor mandates |
10.37% |
Cost of maintaining equipment |
10.13% |
Finding enough employees to fill my workforce needs |
7.18% |
My business is not struggling |
6.62% |
Lawsuits or concern for future lawsuits related |
4.47% |
Other (please specify) |
19.14% |
The Paycheck Protection Program
17. Did your business apply for the SBA’s Paycheck Protection Program (PPP)?
Answered: 1,292 Skipped: 128
Yes |
74.07% |
No |
25.93% |
18. Did your business receive PPP funding?
Answered: 882 Skipped: 538
No, we were not approved |
4.76% |
Yes |
30.39% |
Not Yet |
64.85% |
19. How does your business intend to use the PPP funds? (Select all that apply)
Answered: 868 Skipped: 552
Payroll costs |
98.16% |
Mortgage interest |
14.86% |
Rent |
65.32% |
Utilities |
67.86% |
20. To have your loan forgiven, 75% of your funds must be used for payroll expenses. Do you intend to seek forgiveness?
Answered: 869 Skipped: 551
Yes |
97.24% |
No |
2.76% |
EDA Grants and Loans
21. Did your business apply for an EDA grant or loan?
Answered: 1,228 Skipped: 192
Yes |
29.40% |
Yes, but was not approved |
5.70% |
No |
64.90% |
22. If your business applied for an EDA grant or loan, which did you apply for? (Select all that apply)
Answered: 401 Skipped: 1,019
Small Business Emergency Assistance Grant Program |
80.05% |
Small Business Emergency Assistance Loan Program |
46.38% |
23. Did you receive the funds yet?
Answered: 381 Skipped: 1,039
Yes |
21.52% |
No |
78.48% |
The Recovery from Coronavirus
24. If required, is your business able to operate under CDC social distancing guidelines?
Answered: 1,105 Skipped: 315
Yes |
70.77% |
No |
9.95% |
Not Sure |
19.28% |
25. If a 50% partial reopening of business facilities is allowed, what percentage of your total workforce is needed in-person for your business to operate productively?
Answered: 1,055 Skipped: 365
0-24% |
19.24% |
25-49% |
15.93% |
50-74% |
22.84% |
75-99% |
14.98% |
100% |
27.01% |
26. If a partial reopening of business facilities is allowed, what percentage of business by way of patrons, clients, customers etc. does your operation require on average to break even on any given month?
Answered: 1,044 Skipped: 376
0-24% |
9.67% |
25-49% |
7.18% |
50-74% |
29.50% |
75-99% |
35.63% |
100% |
18.01% |
27. If a 50% partial reopening of business facilities is allowed, how long do you anticipate it taking for your business to generate revenues comparable to pre-COVID-19 profits?
Answered: 1,059 Skipped: 361
3 months or less |
8.31% |
4-6 months |
17.75% |
7-9 months |
10.58% |
10 months to a year |
14.35% |
More than a year |
22.29% |
More than two years |
5.85% |
I could never generate a profit at 50% capacity |
20.87% |
28. Before the COVID-19 health crisis, what percentage of your workforce worked remotely at any given time?
Answered: 1,098 Skipped: 322
0-24% |
87.70% |
25-49% |
3.73% |
50-74% |
2.19% |
75-99% |
1.64% |
100% |
4.74% |
29. Was your business able to find new efficiencies and cost-savings opportunities as a result of an increased reliance upon a remote workforce?
Answered: 1,099 Skipped: 321
Yes |
13.10% |
No |
53.05% |
We did not have more people work remotely |
24.48% |
Not Sure |
9.37% |
30. If you answered yes to the previous question, will you continue to utilize a remote workforce more than you previously had when New Jersey is back open for business?
Answered: 412 Skipped: 1,008
Yes |
25.73% |
No |
44.17% |
Note Sure |
30.10% |
31. How will your physical workspace be affected as a result of COVID-19? (Check all that apply)
Answered: 1,076 Skipped: 344
We will need structural changes in implement social distancing |
6.69% |
We will need a larger footprint |
2.97% |
We will need a smaller footprint |
1.21% |
We will continue or expand remote working |
7.25% |
We anticipate increased costs for sanitizing |
23.33% |
We anticipate increased costs for PPE |
20.26% |
Our physical workspace will not impacted |
28.81% |
Other (please specify) |
9.48% |
32. Do you anticipate needing any kind of regulatory relief in order to reopen your business?
Answered: 1,095 Skipped 325
Yes |
9.50% |
No |
27.12% |
Not Sure |
34.34% |
My business did not close |
29.04% |
33. What regulatory hurdles or relief could impede your ability to reopen?
Answered: 992 Skipped: 428
Permits |
7.76% |
Licenses |
4.74% |
Government Contract(s) relief |
3.13% |
None |
19.46% |
Not Sure |
28.23% |
My business did not close |
39.72% |
Other (please specify) |
5.85% |
34. What impact will your supply chain have on the ability for your business to operate post COVID-19 (Check all that apply)
Answered: 1,063 Skipped: 357
Delay in time to receive needed products/inventory |
44.59% |
Availability of products/inventory |
39.23% |
Increased cost of products/inventory |
34.71% |
No impact from our supply chain |
31.42% |
Other (please specify) |
5.55% |
Grants & Loans
FEDERAL:
- Economic Aid Act for the Paycheck Protection Program, (PPP), prepared by NJBIA
- Main Street Lending Program: The Federal Reserve has created the Main Street Lending Program to provide a total of $600 billion in financing for small and medium-sized businesses. While the program’s start date has yet to be announced, here’s what you need to know to check eligibility and get ready to apply. (Prepared by the US Chamber of Commerce)
- U.S. Chamber of Commerce: Small Business Guide for Coronavirus Emergency Loans
- Small Business Administration and Small Business Development Centers Infographic that answers many questions about the Paycheck Protection Program and Economic Injury Disaster Loan Programs.
- Loans FAQ, prepared by NJBIA
Federal: Paycheck Protection Program Application
- Application Form: This form is to be completed by the Applicant and submitted to your SBA Participating Lender (see above link of Participating Banks). Submission of the requested information is required to make a determination regarding eligibility for financial assistance. Failure to submit the information would affect that determination. NOTE: This is an online writeable PDF and not an online application. If you complete the fields in the PDF, you should save it to your desktop, print it and bring it to your financial institute.
- Loan Forgiveness Application & Instructions (New!)
SBA - Please note that there are still many guidelines to be worked out and our NJ banks are still awaiting SBA guidance in order to process these loans. If your bank is not ready to receive or process your loan as the program opens, please be patient.
*Download the Paycheck Protection - Loan Amount Calculator. (MS Excel Download)
Federal: COVID-19 Economic Injury Disaster Loan Application
The U.S. Small Business Administration is collecting the requested information in order to make a loan under SBA’s Economic Injury Disaster Loan Program to the qualified entities listed in this application that are impacted by the Coronavirus (COVID-19). The information will be used in determining whether the applicant is eligible for an economic injury loan. If you do not submit all the information requested, your loan cannot be fully processed. Apply Here.
- SBA Grants for Shuttered Venue Operators
- SBA COVID-19 Relief Options
- SBA Economic Injury Disaster Loan Program
- SBA Disaster Loan Application Assistance
- SBA Loan Application Checklist
STATE:
- NJEDA Board Approves Rules for Main Street Recovery Grants
- Small Business Improvement Grant Specifications August 2021 (PDF)
- Small Business Lease Grant Program Specifications, August 2021 (PDF)
- NJEDA Announces Reopening of Pre-Registration for Phase 4 of the Small Business Emergency Assistance Grant Program
- NJEDA: Phase 3 Small Business Emergency Grant Program
- NJEDA Announces Second Phase of Small Business Emergency Assistance Loan Program
- NJEDA Entrepreneur Guarantee Program (Applications now open)
- NJEDA Partnering with CDFIs to Support Low-Cost Financing for Small Businesses and Nonprofits Impacted by COVID-19.
- Small Business Emergency Assistance Grant Program
-
Return and Earn: An Incentive Program for Garden State Workers and Employers: NJDOL
NJEDA offers this screening tool that lists emergency assistance programs that you may decide to consider based upon information you provide about your organization. Click on the above logo to open the wizard.
The NJEDA has established a new toll-free number specifically for inquiries related to NJEDA’s Small Business Emergency Assistance programs. Please call 844-965-1125 to speak with a representative.
NJ Economic Development Authority:
- NJEDA: Technical assistance applying to federal or State financial assistance programs
LOCAL:
Trenton Business Emergency Loan Program
Newark Grant Program for Small Business
Camden County CARES Small Business Grant
PRIVATE:
Personal Protective Equipment Connect
NJBIA is the New Jersey Representative of the National Association of Manufacturers (NAM) and we are making the following free resource available to connect suppliers of PPEs to those that need them. Suppliers can submit their PPE supply capabilities and register on this national database. All suppliers will be connected to FEMA as a supply chain resource.
If you are looking for PPEs, click the Find a Supplier link. You can filter by state and the type of equipment you are looking for. This national database is growing. If specific supplies are not available today, please check back as more suppliers are added on a daily basis.
New Jersey Resources:
This tab provides links to various state agencies providing news and information relating to COVID-19.
- New Jersey Vaccine Scheduling System
- State of NJ Covid-19 Oversight
- Changes to Temporary Disability and Family Leave (TDI & FLI)
- NJ Department of Labor: Returning to Work Amid COVID-19
- NJ Department of Laborto Begin Making PUA Payments to Sole Proprietors and Independent Contractors
- NJ Department of Labor: Guide Helps Workers Claim Weekly Unemployment Benefits
- Guidance for Self-Employed Individuals: Filing a Pandemic Unemployment Assistance Claim
- NJDOL - Self-Employed NJ Workers: Unemployment Benefits During the Coronavirus Emergency, updated 4/14/2020
- Unemployment FAQs: Prepared by NJBIA
- An employer who has at least 10 employees may apply to the division for approval to provide a Shared Workprogram. The purpose of such a program is to stabilize an employer’s workforce during a period of economic disruption by permitting the sharing of the work remaining after a reduction in total hours of work. Under an approved Shared Work program, workers who have their hours of work reduced may receive "short-time" unemployment benefits for the lost hours of work, while continuing to work at reduced hours with a continuation of their health insurance, pension coverage, and other benefits.
- Guidance for Self-Employed Individuals: FILING A PANDEMIC UNEMPLOYMENTASSISTANCE CLAIM
- Benefits for Independent Contractors Under the Coronavirus Aid Relief and Economic Security (CARES) Act
- New Jersey Extends Tax Deadlines, Here's the List (Source: njcpa.org)
- Senator Cory Booker's Coronavirus Resource Guide for New Jersey
- Employee Travel Letter Template
- Updated Schedule for claiming/certifying unemployment benefits
- Emergency Child Care Assistance Program Launched
- STATE OF NJ: COVID-19/Novel Coronavirus Information for New Jersey Businesses
- New Jersey Business Action Center (NJBAC)
- NJDOH Information for Businesses & Schools
- NJDOH Information for Healthcare and Public Health Officials
- NJDOL: What NJ Workers Need to Know About the Families First Coronavirus Response Act
- NJDOL Worker Benefits Guidance - Coronavirus
- NJDOL Division of Unemployment Insurance
- NJDOL: Unemployment Information for Corporate Officers and Business Owners
- NJEDA Waives Work-from-Home Requirement for Employment-based Tax Incentive Programs
- NJEDA: Information for NJ Businesses on the COVID-19/Novel Coronavirus Outbreak
- New Jersey Testing Centers
- For Healthcare Providers: Administrative Guidance Relating to Telehealth
- New Jersey Pandemic Relief Fund
Federal Resources:
This tab provides links to various federal agencies providing news and information relating to COVID-19.
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- CDC: SARS-CoV-2 Testing Strategy: Considerations for Non-Healthcare Workplaces
OSHA Releases New FAQ on Wearing Masks in the Workplace - Senator Cory Booker's Coronavirus Resource Guide for New Jersey
- Benefits for Independent Contractors Under the Coronavirus Aid Relief and Economic Security (CARES) Act
- Families First Coronavirus Response Act Notice-FAQs
- How Does the New Families First Act Effect Employers? (source: SHRM)
- DHS issues guidelines defining critical jobs during the coronavirus crisis (source: The Hill)
- US Chamber of Commerce: Coronavirus Resource Page
- USDOL New Guidance on Unemployment Insurance Flexibilities
- IRS Guidance on High-deductible Health Plans
- What Employers Need to Know About the Fed Coronavirus Act
- Families First Coronavirus Response Act
- The IRS guidance documentation
- CDC: SARS-CoV-2 Testing Strategy: Considerations for Non-Healthcare Workplaces